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Games / Baccarat

Baccarat

Bet on Player, Banker or Tie. Cards are drawn by fixed rules, so there are no decisions after you bet.

Time saverHouse edge about 1.06%. Banker 1.06%, Player 1.24%, Tie about 14.4%. Skill level: None.

What it costs per hour

Bet sizeDecisions / hourEdgeExpected cost / hour
$2701.06%$1
$5701.06%$4
$10701.06%$7
$25701.06%$19

Averages only. A single session can be far better or worse.

How to play

  • Closest hand to 9 wins. Tens and face cards count zero.
  • Banker bets pay 1:1 minus a 5% commission.
  • A third card is drawn according to a fixed table.

Best bets

  • Banker, even after commission.
  • Player as the next best option.

Avoid

  • Tie bets, which pay 8:1 against roughly 14% edge.
  • Pattern scorecards that suggest streaks.
For experienced players

Pro tips

  • No-commission variants change the Banker payout on a 6 and raise its edge.
  • Scoreboards are decoration. Each hand is independent.

Educational content. Gambling involves risk. 18+.